Archive for June 2017

Advantages of having credit cards

People earn money for living a luxurious life. They work 24/7 in concerns to buy what they want. Some may not be able to afford certain things. Their salary might not be enough to get things that they want. This is when people choose to use credit cards. Credit cards are cards that allow one to borrow money from the bank to make their purchases. It requires the balance to be repaid in full each month. The credit card issuer issues a card to the customer at the time or after the account has been approved by the credit provider. The card holder can now make his purchases using the credit card. When the purchase is made, the card holder agrees to pay the money spent to the card issuer. Today, many banks come forward to give credit cards to their customers. If the card holder is unable to pay back the payment amount, the customer is given a grace period which varies from 25 to 55 days depending on the type of credit card and the issuing company. Credit cards help people to get what they want, but many people use the cards for other benefits. When it comes to security, benefits, budgeting, emergencies, efficiencies, they are hard to beat.

Credit cards

When it comes to protecting the money, then credit cards are much useful than cash. If someone uses your card fraudulently, then calling the number on the card can help you block the transaction thus saving money. The card issuer also offers optional security alerts in case of unusual activity on the account.  One of the main advantages of using credit card is that it affects your credit score when used responsibly. Regular use and prompt payment is best way to have a good credit score. It also helps issuers to lend money.

Cheap cards

People who earn less can use cheap credit cards. People who have poor credit history can also get these cheap cards. These cards charge no annual fee and the limit depends on the card holder’s annual salary. The main objective of these cheap credit cards is that, person who is earning only $10000 annually can still use a credit card.

Various types of Loans Available For Affordable Interest Rate

In past decades is very tough for people to get loan at the needed time. People who are in need of emergence cash want to approach bank for loan. In bank they need to face lots of formalities and want to stand in queue for a day for the submission of application form. After the submission of application form they need to submit their property document for security reason. All the formalities over the person want to wait for months to get the loan amount.

In this time gap, most of the people who need money want to borrow money from the ethical licensed moneylender in Singapore where the rate of interest is really affordable? People those who get loan for high rate of interest it is very hard for them to repay the loan. If they get the money sanction from the loan which they applied in bank it is correct for them to repay the rate of interest for the financial institution where they get the emergence cash. Now the people have double burden they need to pay the rate of interest for both the financial institution and for the bank. Now in modern world there is lots of source are available for giving loan. People can apply for loan from their home comfort. They just want to fill the application form in the website of the financial institutions.

After the submission of application form they can receive cash in bank within 24 hours of time. They no need to wait for weeks or days to get the cash amount. For every people receiving money on needed time is most important. If they couldn’t make for the necessary time they need to face lose for their entire life. Many financial institutions like low interest licensed moneylender in Singapore ready to pay loan without any formalities. They are not bothering about the credit history of the borrowers. They just like to help the people at the needy time.

Medical expense all unexpected suddenly individuals may meet accident when they are walking on the road. For these unexpected accidents individuals need to face lots of expense in hospital. People who do not have cash at bank need immediate cash for the treatment. Without paying medical bill the hospital will not ready to give treatment for the patient. People can get such kind of payday loans from legal low interest moneylender in Singapore which helps them to meet the medical bills and other expense in the hospital.

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