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	<title>Cheap-Credit-Cards.org &#187; Home Equity</title>
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	<description>Serving All Your Credit Needs</description>
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		<title>Refinancing Your Home: When Does It Make Sense to Refinance?</title>
		<link>http://www.cheap-credit-cards.org/home-equity/refinancing-your-home-when-does-it-make-sense-to-refinance/</link>
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		<pubDate>Thu, 03 Feb 2011 19:34:53 +0000</pubDate>
		<dc:creator>Susan Mitchell</dc:creator>
				<category><![CDATA[Home Equity]]></category>
		<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[home refinancing]]></category>
		<category><![CDATA[home refinancing rates]]></category>
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		<description><![CDATA[Refinancing your home in 2011 may be just the thing to do as mortgage rates hit an all-time low last year. The popular 30-year fixed-rate mortgage fell to 4.19 percent in early October, but has since risen to 4.74 percent, according to figures from mortgage financier Freddie Mac. However, mortgage rates remain at historically low [...]]]></description>
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		<title>10 Features To Look For In A Home-Equity Line of Credit Offer</title>
		<link>http://www.cheap-credit-cards.org/home-equity/10-features-to-look-for-in-a-home-equity-line-of-credit-offer/</link>
		<comments>http://www.cheap-credit-cards.org/home-equity/10-features-to-look-for-in-a-home-equity-line-of-credit-offer/#comments</comments>
		<pubDate>Sun, 11 Oct 2009 06:30:22 +0000</pubDate>
		<dc:creator>Susan Mitchell</dc:creator>
				<category><![CDATA[Home Equity]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[equity line of credit]]></category>
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		<description><![CDATA[With house prices having quadrupled in the last ten years, home equity line of credit is a route most home owners have used to improve financial flexibility, provide readily available cash reserves for emergencies, or pay for large expenses such as college tuition, that dream holiday or home improvements. Nevertheless, you have to be aware [...]]]></description>
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		<title>5 Smart Ways To Use Your Home Equity Line of Credit</title>
		<link>http://www.cheap-credit-cards.org/debt-management/home-equity-line-of-credit-heloc/</link>
		<comments>http://www.cheap-credit-cards.org/debt-management/home-equity-line-of-credit-heloc/#comments</comments>
		<pubDate>Sat, 10 Oct 2009 04:41:11 +0000</pubDate>
		<dc:creator>Susan Mitchell</dc:creator>
				<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Home Equity]]></category>
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		<category><![CDATA[equity line of credit]]></category>
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		<description><![CDATA[Using your home equity line of credit to consolidate credit card debt, buy a new car, jet off to that dream holiday or pay college expenses is common place. Yet, aside from simply allowing consumers to spend more, the flexibility and efficiency of a home equity line of credit (HELOC) can provide the financially smart person [...]]]></description>
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