To apply for the card, just make sure you do your homework. Any credit card can be a great source of quick loan and if used properly and paid off on time can come in handy in difficult situations. You should also remember, that MBNA is an American Credit card provider, wholly owned by Bank of America and thus some of their practices may be seem strange or over the top to Europeans.

Features Of The MBNA Europe Gold Credit Card

With the MBNA Europe Gold Credit Card offers a wealth of benefits highlighted below, you could save money by transferring the balance from any existing credit cards, store cards or loans.

Here are some of the features:
* An outstanding introductory balance transfer rate of just 1.9% APR – available for six months from the date your account is opened.

* An excellent rate of just 14.9% APR (variable) thereafter and on card purchases.

* Security against fraudulent use – whether you’re using your MBNA Gold Credit Card on the Internet or shopping in town. If your card is used fraudulently, you will not be held liable if you inform us as soon as your card is missing or if you notice any unusual transactions on your account.

* Up to 58 days interest free on card purchases – when you pay your statement balance in full and on time each month.

* Flexible payment options – including Direct Debit and BillPay at the Post Office.

* No annual fee – however, there is a stamp duty charged by the Government on all Irish Credit Card accounts.

* 24 hour Customer Satisfaction Helpline – Just visit www.MBNA.ie to manage your account online or call our Customer Satisfaction Specialists where their help and advice is just a phone call away from anywhere in the world.

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