APR (Purchases): 0% introductory APR for the first six billing cycles; thereafter, a variable APR, Prime + 9.99%
APR (Balance Transfers): 0% introductory APR for the first six billing cycles; thereafter, a variable APR, Prime + 9.99%
APR (Cash Advances): P + 15.99%
Annual Fee: $90
Additional Cardholders: $0
Grace Period: 20 Days (Min.)
Late Payment Fee: Based on Account balance on the fee assessment date - $15 for balances less than or equal to $100, $29 for balances $100.01 to $250, $39 for balances greater than $250.
Over-The-Limit Fee: None.
Cash Advance Fee: The fee for each non-check Cash Advance and Cash Equivalent transaction will be 3% ($10 min) and the fee for each Convenience Check (Check Cash Advance) will be 4% ($10 min, $90 max).
Balance Transfer Fee: No fees on Introductory balance transfers. The fee for each Balance Transfer processed after the introductory period will be 4% ($10 min, $90 max).
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