Having a free credit report is necessary to prevent credit fraud and other credit crimes such as identity theft. Identity theft is especially rising at an alarming rate. However, knowing the information that credit bureaus such as Transunion hold about you will help prevent your credit history being stolen or worse.
Your credit is arguably, one of your most valued assets, impacting your lifestyle, your home, and your livelihood. Besides, there are many people examining your credit report, it is better to be one of them than just keep guessing. Contrary to some opinion, checking your own credit report does not impact on your credit score. rather, you can use it to rebuild your credit if you have bad credit, prevent anyone from stealing your identity, know what information is being held about you, consolidate your debt or eliminate debt entirely.
We have several companies that provide credit report and Identity Theft protection services. We describe the different packages on offer below (all offers open in a new window) :
PROVIDER
OFFER
ACTION
Citi Credit Monitoring Services
3 in 1 Credit Report: Get to your 3-in-1 credit report, 3 credit scores, monitoring and analysis at no additional cost
Credit Monitoring: To keep track of your credit file activity every business day
Alerts to warn you of potential fraud
Toll Free Access to Fraud and Credit Education Specialists who are available to assist with your concerns
Credit Analyzer and Online Tools: Credit tips and tools to help you understand your credit rating
Citi® Identity Theft Solutions: Get access in the event of identity theft
Identity Theft Expense Reimbursement Coverage of up to $25,000