Your credit rating could be seriously affected without your knowing if you use mail order catalogues or answer to magazine adverts. (CLICK here for a free credit rating report) Companies selling items such as clothing, shoes and furniture are giving their customers credit check when they send back and order form, regardless of whether the buyer will pay in full in the end.
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Credit Card Application Refused?

Have you had your credit card application refused? Imagine this scenario, you receive an envelope in the mail with a great offer for a low interest credit card. You read all the fantastic details, even the dreadful small print and you make the decision that this card fits your needs. You fill out the required forms and anticipate the day that the card would arrive.

However, what comes in the mail is not an acceptance and a brand new credit card but a denial. Whatever your emotions – be it anger, sadness, or fear – none of these will help you get your card! So, what should you do?
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It doesn’t have to cost you an arm and a leg to fix your credit There are actually a great many places that you can go to fix your credit for free. The majority of these places can best be found on the world wide web You don’t even have to leave the comfort of your home in order to fix your credit.
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