Identity Theft Prevention

The number of victims of identity theft and credit fraud is on the increase. Millions of dollars in credit card fraud is perpetrated on unsuspecting citizens each year, in spite of so-called Data Protection laws.
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Many institutions are busy at work profiling consumers and offering them pre-approved credit.   The most common form of this profiling comes in the form of a zero-percent pre-approved credit card mailing.

A letter appears in the mail telling the consumer that they have been approved for a new credit card with a low interest rate.   It is these types of mailings that in some cases convince a consumer that their credit must be improving since they have received the offer.
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Suffering from christmas credit crunch? When it comes to the holiday season no one wants to be a Scrooge, but at the same time no one wants to become overwhelmed by debt!  For most people Christmas has become a catch-22 when it comes to shopping for their friends and loved ones.  They want to please every one with that special one of a kind gift; but at the same time they don’t want to live on bread water for the next year.
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Credit Card Debt Management

Credit card debt management has become a necessary part or our daily lives – at least for those who borrow – since America and other developed economies are credit-based.

Debt Management has become even more necessary since the advent of the credit card which is the most available out of any financial product out there. In fact, more than 70% of the U.S. households have at least one credit card.
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Repairing your credit is not a difficult task although it demands attention to detail and a great deal of organisation. A credit repair lawyer can undertake this for you for a fee if you find the task too daunting. Nevertheless, if you’re repairing your credit yourself, here are FIVE points to avoid:

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