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22
Oct

Pre Foreclosure Definition – What are Pre Foreclosures?

Posted by Susan Mitchell (0) Comment

A pre foreclosure or pre-foreclosures is the term used for homes that have been scheduled for a foreclosure sale but have not yet gone to auction or been sold off. Often times this period of time can range from anywhere from a month to a year, depending on the customs and laws of the state or county. Just because they have not yet been sold off does not mean they cannot be purchased, as many home owners look to sell their home before a foreclosure sale takes place.

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Category : Foreclosure | Blog
28
Sep

Are There Any Alternatives To Foreclosure?

Posted by Susan Mitchell (3) Comment

Foreclosure Prevention – Alternatives To Foreclosure

The good news is that there are a handful of alternatives to foreclosure. However, lenders are not obligated or required to renegotiate your contract or terms of your foreclosure. Still there are some alternatives that can be looked into.

One of the most popular alternatives to foreclosure is special forbearance. With special forbearance a lender can suspend or possibly reduce your payments. This will usually only be a short period of time lasting a few months. However, some lenders will work with you in order to extend the time period for which it will last. (Also check out our free credit repair tutorial)
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Category : Credit Repair - Your Rights | Debt Elimination | Foreclosure | Blog